If you’ve ever looked at your credit report, you might have come across the term “charge-off.” It’s an ominous-sounding phrase that can raise concerns about your financial well-being. But what exactly does it mean? In this article, we will delve into the concept of charge-offs,…
If you’re in the market to buy a pre-owned car, you may be wondering what documents and information you’ll need to provide to secure financing. While every dealership and lender has different requirements, there are a few documents that will almost certainly be required. They…
Buying a used car can be an excellent way to save some cash, but we don’t advise you to just jump in blindly. There are some crucial factors that everyone should consider. While the number of miles on a car is a good starting point,…
A lienholder is a person or entity that has a legal interest in the vehicle or property until the loan or debt is fully paid off. Using a lienholder to your advantage can be an excellent choice in getting a vehicle. However, this can be…
Having a car can be an essential part of a daily routine and often a necessary tool for working. When you’re unemployed it can feel like an endless cycle of needing a car for work while also needing work to pay for a car. At…
Finding your way through the world of auto financing is challenging enough as it is. One question many consumers ask is what is GAP and if it’s worth it to purchase. Guaranteed asset protection or (GAP) coverage fills the gap if you need to repay your loan…
Whether you are planning to upgrade your car or simply want to exchange it for quick cash, you essentially have two options: trade it in or sell it privately. Both options have pros and cons, which is why it is important to thoroughly weigh them…
A vehicle trade-in is when you sell your used automobile to a dealer and have the money they pay deducted from the price of the new vehicle you desire. Trading in your car can come in handy when you wish to knock some money off…
Sometimes, life just happens. We run into unexpected expenses that can put a serious strain on our bank accounts. Expenses like medical bills can’t always be avoided, but there are still consequences that come with not being able to cover these expenses. If you’re in…
You’ve likely heard of people refinancing their homes to get a better mortgage rate. But did you know it’s possible to refinance a vehicle as well? This practice can be a great way to save money in the long run. Even if your credit is…
